By MBAKS Senior Policy Analyst Allison Butcher

On Sept. 15, the third annual Master Builders Association of King and Snohomish Counties Housing Summit drew a large crowd as we addressed our region's housing affordability crisis.

Governor Jay Inslee offered the keynote speech highlighting the need to produce more housing units and find greater efficiencies in our permit and regulatory processes. Other speakers included Windermere economist Matthew Gardner; Solid Ground President and CEO Gordon McHenry Jr.; John DesCamp of Washington Trust Bank; and Peter Orser, the director of the University of Washington's Runstad Center for Real Estate Studies.

An exclusive video detailing the struggles families face buying a home in today's market was produced for the Summit. You can also view photos from the event.

Next Steps

The Housing Summit helps launch and build momentum for your association's legislative priorities in Olympia. Housing affordability will be the focal point of those efforts in 2017 and beyond. The MBA has identified a number of areas where we plan to focus our advocacy efforts with the hope of improving housing affordability for all of our region's residents.

Specifically, the MBA will continue working to focus policy action on our region's buildable land supply; restore and protect vested development rights; address condo construction defect liability; ensure funding for housing and homeless programs occurs parallel with increased housing supply; and incentivize affordable housing. We have shared these priorities with Governor Inslee's Affordable Housing Advisory Board (AHAB) and are making sure our voice is heard in Olympia.

The MBA also surveyed Housing Summit attendees to get their thoughts on how we can address the housing affordability crisis and we are taking this feedback into consideration. Ideas include such things as increased densities in single family neighborhoods, more focus on multifamily housing, reforming the Growth Management Act, concentrating resources on infrastructure, addressing the skilled labor shortage in the construction industry, and taking further steps to address the homeless crisis.

For more on the specific ideas discussed at the Housing Summit, the Seattle King County REALTORS® wrote this re-cap of the event and the Lens featured it here.

We encourage you to invite your staff, subcontractors, homeowner clients, as well as friends and business partners to enjoy the evening with you. We especially encourage you to make sure your T-REX recipients attend. This is an opportunity for all to show their appreciation and support for the exceptional group of remodelers who are part of the oldest Remodelers Council in the nation.

I look forward to celebrating with you on May 13!

Your 2017 REX/T-REX Chair,

Luellen Smith
Rhino Wine Cellars & Cooling Systems

Cybersecurity can be a scary subject. We get it. It’s daunting and something you just want to ignore in hopes that nothing bad will happen to you.

Sorry friend, this subject is all TOO real to ignore. But we’re here. We got you.

We want to give you the knowledge to protect yourself from phishing attacks, ransomware, and other online scams. So here we go! But to start, a chilling reminder of our recent past:

• June 2018, MyHeritage—more than 92 million email addresses and HyHeritage account passwords were compromised.
• April 2018, The Facebook data breach—this was one of the largest misuses of personal data in history! In fact, just last month, Facebook revealed that 15 MILLION people had their personal info accessed by hackers.
• March 2018, Under Armour’s MyFitnessPal App—an “unauthorized party” gained access to 150 million user names, emails, and encrypted passwords from users of the fitness tracking app.
• July 2017, Equifax data breach—a quick calculation tells us that the 143 million potentially affected makes up a full 44 percent of the country’s total adult population.
• May 2017, WannaCry ransomware attack—this attack will go down in the books as one of the most successful malware campaigns in history.

So yeah, now more than ever you need to be educating yourself about how preventive cybersecurity strategies can keep you safe in a digital world of malicious criminals and hackers.

Cybersecurity awareness tips

1. Enable two-factor authentication
   1. This will make it harder for someone to access any of your accounts.
   2. This added layer of security can make a big impact.
2. Check a website’s SSL Certificate before using
   1. This will ensure the website is safe to use.
   2. Beware—hackers can copy a safe site if you click on a malware link. For example, links found in phishing emails.
3. Never save credit card information online
   1. This is a great basic tip to keep your bank account information secure.
   2. If that site is ever compromised, your card information will be, too.
4. Up your password game
   1. Think of a long password (10+ characters). Using a sentence instead of random letters is much more efficient. For example: eattacosonthe9th!!
   2. Never use the same password on different accounts.
   3. Never write down your passwords and store in a Word file; use password vault software instead.
5. Think twice before clicking an email link
   1. Not all links are created equal. Some seemingly safe links can wreak havoc.
   2. Phishing emails are becoming harder to detect. Look into social engineering training.

These basic tips can help you, your employees, and your business stay more protected when using your computer.

Emerald City Solutions is an information security company offering high-grade, professional IT business solutions using cutting-edge technology to help our customers modernize their business, protect valuable assets, and improve business connectivity. For more tips and tricks, check out Emerald City Solutions’ weekly blog or give them a call at 206.340.1616 to learn more about IT and cybersecurity services for your business.